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Homebuying Guides
Even before you begin looking for a home, the home buying process requires
diligent preparation. Buyers who have been preapproved for a home loan often
have their offers taken more seriously by sellers. With advance preparation, you
can tackle the process of acquiring the financing you need with more confidence.
To help you on the path to homeownership, Neighborworks® offers*
free step-by-step guides,
developed by the Fannie Mae Foundation, that can help you get closer to
achieving your dream:
Buying a Home Still a Good Financial Decision. According to recent
pole taken by the (National Realtor Association) 9 out of 10 American consumers
believe that buying a home is a good financial decision. sixty-four percent of
respondents also agree that now is a good time to buy a home, with home prices
leveling.
Jim Sahnger, mortgage consultant, - "The
Fed once again lowered federal funds by another half a percent. Expect that
mortgage rates will edge higher as Washington and the Fed are working to pump up
the economy. All this will take its toll on inflation expectations and this
should drive up mortgage rates. If you need to get a mortgage application in to
your lender, do so now."
MORE
Will rates fall or remain relatively unchanged? Expert
analysts provide their insights. . . .
Interest Rate Roundup
Rate: 6.41 percent (30-year fixed) Average Points: 0.40 Mortgage rates moved up for the fourth time in the past five weeks, although the increase was more modest than in other recent readings.
"Now might be the best time to act,
because lenders are likely to keep raising fees and tightening
lending guidelines. Someone who qualifies for a mortgage now
might not qualify a few months from now. When loan officers and
mortgage brokers make this point, many of their customers brush
it off as a hard sell. Doing so could be a mistake. Mortgage
lending standards are indeed getting stricter by the week, and
rates are low."
Chris Kissell
Bankrate
20 Tips for Selling Your Home
As a homeowner, you can play an important part in the timely
sale of your property. When you take the following steps, you’ll
help your RE/MAX Sales Associate sell your home faster, at the
best possible price.
MORE
 Mortgage application activity has surged since mortgage rates began their recent downward movement, according to the Mortgage Brokers Association. Be a wise home investor and take advantage of current rates and the great property prices offered in today market. First-time Buyers Whether you have spent years saving and preparing to buy a home, or you still aren't sure if it is something you can even dream of, the questions surrounding a first-time homes. You can find the answers – and peace of mind MORE
    * The proceeding links are for reference tools only and not to be considered a referral.
Full Service REALTOR
Give your home the right makeover for its age. Upgrading your house
can help it to sell faster -- but only if you choose the right projects.
Here’s how you can avoid wasting money and make sure you recoup your costs,
no matter your home's vintage.
MORE
Mortgage Partners Troy Rian 763-670-5200
Ashlee Grover
Service Manager
KELLY GROVER Community Working Together For You. Member Of Mortgage Money Matters   My personal goal is to make the lives that I touch smile with having known, and the world a bit better for having been." "My philosophy is . . . A dream is reality just waiting for you to take the first step."
"My professional mission is to meet and exceed the expectations of all my clients. To utilize the tools and technology today's market offers and provide the highest level of service."
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RE/MAX Associates Plus, Inc. - Kelly Grover - 650 Dodge
ave. - Elk River, MN 55330
Phone: 763-635-7247 Send mail to
kelly.grover@hotmail.com with
questions or comments about this web site.
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